Stop Chasing Borrowers.
Close More Loans.
Accelerate your pipeline with a dedicated Mortgage Document Collection VA. We handle the relentless follow-ups, initial 1003 reviews, and LOS uploads so your Loan Officers can focus on originating.
Smith Refinance
Awaiting W-2s
Doe Purchase
Bank Statements
Johnson FHA
Tax Transcripts
Reclaim Hours Every Day
Your Loan Officers should be building relationships and selling, not playing phone tag for bank statements. Here is what your dedicated VA handles:
Relentless Borrower Follow-Up
Consistent, professional communication via email, SMS, or phone to chase down missing W-2s, pay stubs, bank statements, and tax returns before rate locks expire.
LOS Indexing & Uploads
Accurate downloading from Point of Sale (POS) portals, splitting PDFs, correctly naming files, and securely uploading them into Encompass, Calyx, or LendingPad.
Preliminary Doc Review
Scrubbing incoming documents for legibility, checking signatures, verifying dates (e.g., ensuring bank statements are the most recent 60 days), and spotting blank pages.
Condition Management
Monitoring underwriting conditions, categorizing Prior-to-Doc (PTD) vs. Prior-to-Fund (PTF) requirements, and updating pipeline reports for the processing team.
A Seamless Integration Process
Submit Requirements
Share your specific pipeline needs, LOS systems, and communication preferences. Reach out via Email, Form, or WhatsApp.
Finalise the Deal
Our dedicated project manager reviews your goals, outlines a tailored collection strategy, and finalises partnership details.
Expert Execution
Your PM takes full charge, seamlessly integrating a vetted mortgage VA into your workflow with zero management overhead from you.
Pay Only for Output
We log and charge exclusively for actual working time. Your dedicated PM's supervision and QA is completely free.
Why Top Lenders Choose Sagedoer
We eliminate the friction of traditional freelance platforms.
| Feature | Traditional Platforms | THE SMART CHOICE Sagedoer |
|---|---|---|
| Platform & Management Fees | Up to 40% in hidden markups, bidding, and memberships | 0% Hidden Fees. Pay strictly for hours worked. |
| Daily Team Management | You must juggle and supervise multiple freelancers | Dedicated Project Manager acts as your single point of contact |
| Quality Assurance | Hit-or-miss talent with unverified credentials | Internally vetted, rigorously trained premium experts |
| Hiring & Deployment Speed | Endless cycles of interviewing and testing candidates | Instant delegation. We immediately assign the right specialist. |
| Staff Turnover | Start the hiring and training process all over again | Seamless internal replacements with zero workflow disruption |
Transparent, Scalable Pricing
Save up to 70% compared to local hires. No hidden fees, no platform markups. Just pure productivity.
Part-Time
20 Hours Per Week
Est. $560 USD / Month (4 Weeks)
- Pay only for hours of pure work
- Dedicated Project Manager included
- Free management supervision
- Zero setup or onboarding fees
- No monthly membership charges
Full-Time
40 Hours Per Week
Est. $960 USD / Month (4 Weeks)
- Pay only for hours of pure work
- Dedicated Project Manager included
- Free management supervision
- Zero setup or onboarding fees
- No monthly membership charges
Trusted by Top Mortgage Producers
5.0 Average Rating for Document Quality & Speed
"My LOs were spending half their day begging for updated pay stubs. Sagedoer's VA took over our entire document pipeline in Encompass. Files are complete before underwriting even touches them."
James R.
Branch Manager
"Having a dedicated PM means I don't have to train anyone. The VA knew exactly how to scrub a 1003 and split PDF bank statements. Paying only for the hours worked makes the ROI absolute a no-brainer."
Sarah A.
Senior Loan Officer
"We use Floify and Calyx. The transition was seamless. The VA sends friendly, professional SMS reminders to borrowers, and our clear-to-close times have dropped by 4 days on average."
Michael C.
Mortgage Broker
"My LOs were spending half their day begging for updated pay stubs. Sagedoer's VA took over our entire document pipeline in Encompass. Files are complete before underwriting even touches them."
James R.
Branch Manager
"Having a dedicated PM means I don't have to train anyone. The VA knew exactly how to scrub a 1003 and split PDF bank statements. Paying only for the hours worked makes the ROI absolute a no-brainer."
Sarah A.
Senior Loan Officer
"We use Floify and Calyx. The transition was seamless. The VA sends friendly, professional SMS reminders to borrowers, and our clear-to-close times have dropped by 4 days on average."
Michael C.
Mortgage Broker
Frequently Asked Questions
Are your VAs familiar with my LOS?
Yes. We pair you with VAs experienced in standard systems like Encompass, Calyx Point, LendingPad, and POS portals like Floify. Your dedicated PM ensures they adapt strictly to your team's specific naming conventions and folders.
How is borrower data kept secure?
Security is paramount. Our VAs access your systems through secure, controlled environments (often via VPN or restricted IP). They do not store PII locally; all document manipulation and indexing happens within your secured cloud or LOS.
Will the VA speak directly with borrowers?
Absolutely. If requested, our VAs are trained to make courteous, professional phone calls, send SMS text updates, and draft polished emails to remind borrowers about missing items or expiring documents.
What if I don't have exactly 20 hours of work yet?
With Sagedoer, you strictly pay only for the hours of pure work logged. If pipeline volume dips, you aren't paying for idle time, making it highly scalable compared to local W2 employees.
Ready to scale your pipeline?
Drop us a line and our management team will craft your custom support plan.