Close More Loans.
We'll Prep the Files.
Stop letting top-producing Loan Officers and Processors drown in document indexing and condition clearing. Our expert Mortgage Underwriting Prep VAs meticulously scrub files for underwriting submission. Overseen by a free dedicated project manager.
Smith, J. - Conventional
1003 Setup & Indexing
Davis, M. - FHA
VOE & Appraisal Ordered
Chen, L. - VA Refi
Clearing PTD Conditions
Proficient Across Top Mortgage Tech Stacks
Meticulous pipeline management.
Our Mortgage VAs don't just do data entry. They understand mortgage documents, compliance triggers, and what underwriters need for a clear-to-close.
Document Indexing & Stacking
Sorting massive document dumps from borrowers. We accurately label, split, and stack W2s, 1040s, Bank Statements, and IDs into your LOS.
Initial 1003 Setup
Entering the initial 1003 loan application data accurately into Encompass or your chosen LOS, verifying data matches the provided borrower documentation.
Third-Party Orders
Initiating and tracking critical third-party requests, including Title Commitments, Appraisals, VOEs (Verification of Employment), VOMs, and Flood Certs.
Pre-Underwriting Scrub
Reviewing the stacked file against standard checklists to ensure no obvious signatures are missing, dates are valid, and assets cover cash-to-close.
Condition Clearing Support
Working directly with Processors to review Prior to Document (PTD) and Prior to Funding (PTF) conditions, indexing uploaded items to satisfy UW requirements.
Borrower Follow-ups
Sending template-based email reminders to borrowers or LOAs for missing documentation (e.g., "Need updated paystub covering current period").
A Smarter Way to Scale Mortgage Operations
Why brokerages and lenders choose Sagedoer over traditional freelance marketplaces.
The Challenge
Building a reliable backend support team is traditionally expensive and time-consuming.
Up to 40% hidden markups
You manage freelancers daily
Unverified mortgage knowledge
0% Hidden Fees
Free Project Manager QA
Vetted Finance Experts
A Streamlined Processing Workflow
Our four-step integration process gets your new VA working in your LOS seamlessly.
Submit Pipeline Needs
Tell us your LOS (Encompass, Calyx, etc.), loan volume, and the specific bottlenecks in your processing.
Strategy & Access
Your PM finalises the NDA, outlines SOPs, and sets up secure VPN/VDI access for the VA.
Expert Execution
The VA begins indexing docs, ordering titles, and prepping files daily under PM supervision.
Review & Pay
Experience faster clear-to-close times. Pay strictly for the VA's tracked hours; PM QA is free.
Transparent Institutional Rates
Scale your back-office overhead efficiently. Consolidated invoices. Zero hidden management fees.
Part-Time
20 Hours Per Week
Est. $560 USD / Month (4 Weeks)
- Pay only for hours of pure work
- Dedicated Project Manager included
- Free QA & management supervision
- Zero setup or onboarding fees
- No monthly membership charges
Full-Time
40 Hours Per Week
Est. $960 USD / Month (4 Weeks)
- Pay only for hours of pure work
- Dedicated Project Manager included
- Free QA & management supervision
- Zero setup or onboarding fees
- No monthly membership charges
- Ideal for high-volume pipelines
Trusted by Lending Professionals
See how our VAs accelerate clear-to-close times for brokers and lenders.
"Our processors were overwhelmed spending 2 hours a file just indexing docs and ordering titles. The Sagedoer VA took over the entire pre-underwriting scrub in Encompass. The PM oversight is a game changer—I didn't have to train anyone."
Robert C.
Branch Manager
"The $6/hr full-time rate is incredible value. Our VA logs into LendingPad, pulls conditions, emails borrowers for updated paystubs, and stacks the file for our underwriters perfectly. Security protocols were flawless."
Sarah M.
Senior Loan Officer
"We use Floify and Calyx Point. The VA knew exactly how to index 1040s and bank statements. What impressed me most was the zero hidden fees. We pay strictly for the hours worked. Highly recommend."
Daniel K.
Mortgage Broker
"Our processors were overwhelmed spending 2 hours a file just indexing docs and ordering titles. The Sagedoer VA took over the entire pre-underwriting scrub in Encompass. The PM oversight is a game changer—I didn't have to train anyone."
Robert C.
Branch Manager
"The $6/hr full-time rate is incredible value. Our VA logs into LendingPad, pulls conditions, emails borrowers for updated paystubs, and stacks the file for our underwriters perfectly. Security protocols were flawless."
Sarah M.
Senior Loan Officer
Frequently Asked Questions
Answers regarding our managed Mortgage VA service and security protocols.
How do you ensure data security and GLBA compliance?
Do your VAs know how to use Encompass or Calyx Point?
Will the VA actually underwrite the loans?
Why hire through Sagedoer instead of a direct freelancer?
Scale your pipeline without scaling your payroll.
Contact us to get paired with your dedicated project manager. Start delegating your loan setup and condition clearing today.
Discuss Your Pipeline Needs
Fill out the form below to initiate Phase 1.