Unstick Your Cash.
Clean Your Ledger.
Aged debt is more than just a number—it’s lost opportunity. Get a dedicated Aged Debtor Analysis VA to reconcile your AR, triage overdue accounts, and execute professional collection strategies—fully managed by Sagedoer.
Expert Analysis Across Your Accounting Stack
Recovering Cash, Preserving Relationships.
Aggressive debt collection kills future sales. Our VAs use data-driven analysis and professional communication to secure your cash flow without burning bridges.
Aging Bucket Audits
Segmenting your ledger into 30, 60, 90, and 120+ day buckets. We identify which debts are high-risk vs. simple administrative oversights.
Dunning Management
Executing a standardized schedule of polite yet firm follow-up emails and letters, escalating in tone based on the aging bucket.
Dispute Resolution
Acting as a liaison to solve billing errors or missing PO numbers—the two most common reasons for intentional non-payment.
Payment Plan Setup
Negotiating and documenting installment agreements for distressed debtors to ensure partial recovery instead of a total write-off.
AR Reconciliation
Cleaning up "ghost" debts by matching unapplied credits and payments to their respective invoices in your accounting software.
DSO Reporting
Tracking your "Days Sales Outstanding" and providing weekly reports on collection efficiency to your executive team.
Protect Your Working Capital.
Internal staff are often too "close" to clients to ask for money. External agencies are too aggressive. Sagedoer provides the professional, managed middle ground.
Free PM Quality Control
Your Debtor Analyst handles the emails, but your Free dedicated Sagedoer Project Manager audits the aging reports for accuracy before you ever see them. Double-verification is free.
Secure Financial Protocol
Handling sensitive debt and PII data requires trust. Our VAs work under strict NDAs, follow hardware-security protocols, and never store proprietary financial data locally.
Pay Only For Output
Why hire a full-time AR manager when you only have a debt spike once a quarter? Since you pay strictly for output hours, you can ramp up support instantly and scale back once the books are clean.
22% Avg.
DSO Reduction for Clients
The Recovery Roadmap
A systematic 4-step path to clearing your aged receivables.
Data Intake
Share your Aged AR report and access to your accounting platform (QB, Xero, etc.).
Bucket Analysis
Your PM categorizes debt into risk zones and establishes communication rules.
Active Outreach
The VA executes dunning emails, reconciles payments, and logs status notes daily.
Verify & Bill
You review the recovered cash totals. You pay strictly for the VA's tracked execution time.
Flat-Rate Recovery Support
Zero collection commissions. Zero hidden markups. Just professional administrative execution.
Part-Time Support
20 Hours Per Week
- Pay only for hours of pure work
- Dedicated Project Manager included
- Free Weekly Aging Audits
- Zero setup or onboarding fees
- No monthly memberships
Full-Time Support
40 Hours Per Week
- Pay only for hours of pure work
- Dedicated Project Manager included
- Free Weekly Aging Audits
- Zero setup or onboarding fees
- No monthly memberships
Debtor FAQs
How do you handle aggressive or difficult debtors?
Can the VA take live payments over the phone?
What is the role of the free Project Manager in AR?
Do you support international debt recovery?
Recover Your Capital.
Stop letting unpaid invoices bleed your business dry. Let Sagedoer’s managed analysts clean your ledger and maximize your liquidity today.